Disability Insurance

Disability insurance is there for you if you suffer some sort of injury or otherwise lose the ability to work to support yourself. This typically involves having a physician assess your condition to determine whether or not it would be reasonable for you to work under standard conditions. For instance, if your job requires a great deal of standing on a hard floor, then developing severe arthritis in your knees, ankles, or feet could render you unable to perform that job, or most other similar jobs for which you are qualified. Disability insurance would then help you take care of your expenses while being unable to work.